Best Gas Credit Cards
Best Gas Credit Cards of October 2024
There’s something immensely liberating about being able to drive your own vehicle. You can get up anytime during the day – or night – and head out. However, some people are often held back by the high gas prices. But what if we told you about a way to maximize your savings at the pump? We’re talking about the best gas credit cards of 2024, explicitly designed to help you keep more money in your pocket. These cards offer excellent rewards on gas purchases.
Whether you commute daily or occasionally, these credit cards will help offset rising fuel costs. And if you’re feeling overwhelmed by the number of options, allow Credit Card Ease to provide relief. This guide lists the best gas credit cards of 2024, including their top features. We’ve broken down their essential elements, such as rewards and associated fees. With these cards, you won’t only fuel up but fuel your savings, too.
So, take a few moments out of your busy schedule to read about these credit cards and find one that suits your specific requirements like a glove.
Our Top Recommendations Based on Your Preferences
Maximize Rewards with the Best Gas Credit Cards of 2024
Blue Cash Preferred® Card from American Express
Our Rating:
4.6
Rewards Rate
6%
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
6%
6% Cash Back on select U.S. streaming subscriptions.
3%
3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
3%
3% Cash Back at U.S. gas stations
1%
1% Cash Back on other purchases
Intro offer
Earn $250
Annual fee
$0 intro annual fee for the first year, then $95.
Regular APR
19.24% - 29.99% variable
at American Express's secure site
Recommended credit
670-850 (Good to Excellent)
- 6% cashback on U.S. supermarkets (up to $6,000 per year in purchases, then 1%).
- 3% cashback on U.S. gas stations and select U.S. streaming subscriptions.
- 1% cashback on other purchases.
- $95 annual fee, with a strong rewards structure that offsets the cost for families.
- Includes purchase protection and extended warranty coverage.
Discover it® Chrome
Our Rating:
4.6
Rewards Rate
2%
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.
1%
Earn unlimited 1% cash back on all other purchases.
Intro offer
Cashback Match
Annual fee
$0
Regular APR
18.24% - 28.24% variable
at Discover's secure site
Recommended credit
670-850 (Good to Excellent)
- 2% cashback at gas stations and restaurants (on up to $1,000 in combined purchases each quarter).
- 1% cashback on all other purchases.
- No annual fee, making it a cost-effective choice for everyday spending.
- Cashback match for the first year, doubling your rewards.
- 0% intro APR for 15 months on purchases and balance transfers.
Discover it® Student Chrome
Our Rating:
4.1
Rewards Rate
2%
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.
1%
Earn unlimited 1% cash back on all other purchases.
Intro offer
Cashback Match
Annual fee
$0
Regular APR
18.24% - 27.24% variable
at Discover's secure site
Recommended credit
(No Credit History)
- 2% cashback at gas stations and restaurants (on up to $1,000 in combined purchases each quarter).
- 1% cashback on all other purchases, with no annual fee.
- Designed specifically for students, with a generous first-year cashback match.
- Access to a free FICO® Credit Score and credit monitoring tools.
- 0% intro APR for 6 months on purchases and balance transfers.
Costco Anywhere Visa® Card by Citi
Our Rating:
2.3
Rewards Rate
4%
4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter
3%
3% cash back on restaurants and eligible travel purchases
2%
2% cash back on all other purchases from Costco and Costco.com
1%
1% cash back on all other purchases
Intro offer
No current offer
Annual fee
$0
Regular APR
20.49% variable
at Citi's secure site
Recommended credit
740-850 (Excellent)
- 4% cashback on eligible gas, including EV charging, for the first $7,000 per year, then 1%.
- 3% cashback on restaurants and eligible travel purchases.
- 2% cashback on Costco and Costco.com purchases.
- 1% cashback on all other purchases, with no annual fee if you’re a Costco member.
- Includes travel and purchase protections, including rental car insurance.
Credit One Bank® Platinum X5 Visa®
Our Rating:
3.7
Rewards Rate
5%
5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter.
1%
1% cash back rewards on all other purchases, terms apply.
Intro offer
No current offer
Annual fee
$95
Regular APR
29.74% variable
at Credit One Bank's secure site
Recommended credit
580-740 (Fair to Good)
- 5% cashback on the first $5,000 of eligible purchases in categories like gas, groceries, and internet services each year.
- 1% cashback on all other purchases, making it a good option for everyday use.
- Designed for credit-builders with a straightforward reward structure.
- No annual fee, offering value for those looking to build credit while earning rewards.
- Access to Credit One’s free credit score tracking and alerts.
Capital One QuicksilverOne Cash Rewards Credit Card
Our Rating:
3.9
Rewards Rate
5%
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
1.5%
Earn unlimited 1.5% cash back on every purchase, every day
Intro offer
No current offer
Annual fee
$39
Regular APR
29.99% variable
at Capital One's secure site
Recommended credit
580-740 (Fair to Good)
- 5% cashback on all purchases, with no limit on rewards.
- $39 annual fee, but designed for those with fair credit looking for consistent rewards.
- Access to higher credit line reviews after 6 months of responsible use.
- Includes travel accident insurance and extended warranty coverage.
- Fraud coverage if your card is lost or stolen.
Citi Rewards+® Card
Our Rating:
3.9
Rewards Rate
5X
Special offer: earn 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.
2X
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter.
1X
Earn 1X ThankYou® Points on All Other Purchases.
Intro offer
20,000 points
Annual fee
$0
Regular APR
18.74% - 28.74% variable
at Citi's secure site
Recommended credit
670-850 (Good to Excellent)
- 2x points at supermarkets and gas stations for the first $6,000 per year, then 1x points thereafter.
- 1x points on all other purchases.
- Round up to the nearest 10 points on every purchase.
- 10% points back for the first 100,000 points redeemed per year.
- No annual fee and a 0% intro APR on balance transfers for 15 months.
Discover it® Secured Credit Card
Our Rating:
4.1
Rewards Rate
2%
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.
1%
Earn unlimited 1% cash back on all other purchases.
Intro offer
Cashback Match™
Annual fee
$0
Regular APR
28.24% variable
at Discover's secure site
Recommended credit
(No Credit History)
- 2% cashback at gas stations and restaurants (on up to $1,000 in combined purchases each quarter).
- 1% cashback on all other purchases.
- No annual fee, ideal for those with limited credit history.
- Cashback match for the first year, effectively doubling your rewards.
- Reports to all three major credit bureaus to help build your credit history.
Frequently Asked Questions
Gas credit cards offer specific rewards in exchange for fuel purchases. They range from cashback on groceries to purchase protection. These credit cards are an excellent alternative to regular fill-up methods.
No, it depends on the credit card. That said, cards with an annual fee offer more rewards than cards with no annual fee. Either way, it’s best to consider your spending habits and financial condition before choosing one.
Yes, a gas credit card works similarly to a typical credit card. However, the reward structure is directed toward gas purchases, such as earning high cashback points while using the card at a gas station.
Our Methodology And Research
Analyzed
Criteria Used
Rates and fees, rewards rates, sign-up bonuses, redemption options, credit needed, miscellaneous benefits, customer service, security, ease of application.