Best Travel Credit Cards
Best Travel Credit Cards of November 2024
Among the many experiences in life that give you joy, traveling tops the list. There’s something unexplainable about going to a different country, meeting new people, and learning about their culture. But there’s a way to enhance the experience: travel credit cards. Designed to provide benefits exclusively to travelers, these credit cards prove extremely valuable for those who are always on the go. If you’re also one of them and are searching for the best travel credit cards of July 2024, you couldn’t be at a better place.
At Credit Card Ease, we strive to provide quality information to our readers regarding credit card ease. Therefore, we’ve compiled this list highlighting the best features of various travel credit cards. The reviews are based on our experts’ own-founded opinions, and other factors do not influence our decision-making process. These credit cards stand out due to various reason, but primarily because they offer tons of benefits for travelers.
So, kick back, have a cup of coffee, and start reading. By the time you’re done, you would’ve found a credit card that fits your requirements.
Our Top Recommendations Based on Your Preferences
Best Travel Credit Cards: What July, 2024, Has in Store
Capital One Venture Rewards Credit Card
Our Rating:
4.9
Rewards Rate
5 Miles
5 Miles per dollar on hotels and rental cars booked through Capital One Travel
2 Miles
2 Miles per dollar on every purchase, every day
Intro offer
Earn 75,000 miles
Annual fee
$95
Regular APR
19.99% - 29.99% variable
at Capital One's secure site
Recommended credit
670-850 (Good to Excellent)
- Earn unlimited 2x miles per dollar on every purchase.
- Receive a generous sign-up bonus after meeting minimum spend requirements.
- Enjoy up to $100 credit for Global Entry or TSA PreCheck.
- Redeem miles for travel
- No foreign transaction fees.
- purchases without blackout dates.
Chase Sapphire Preferred® Card
Our Rating:
4.9
Rewards Rate
5x
5x on travel purchased through Chase Travel℠.
3x
3x on dining, select streaming services and online groceries.
2x
2x on all other travel purchases.
1x
1x on all other purchases.
Intro offer
60,000 bonus points
Annual fee
$95
Regular APR
21.49% - 28.49% variable
at Chase's secure site
Recommended credit
670-850 (Good to Excellent)
- Earn 2x points on travel and dining at restaurants.
- Large welcome bonus after spending a specified amount in the first three months.
- Points are worth 25% more when redeemed for travel through Chase Ultimate Rewards.
- Get trip cancellation/interruption insurance and primary car rental insurance.
- No foreign transaction fees.
The Platinum Card® from American Express
Our Rating:
4.8
Rewards Rate
5X
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
5X
Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Intro offer
Earn 80,000 points
Annual fee
$695
Regular APR
See Pay Over Time APR
at American Express's secure site
Recommended credit
670-850 (Good to Excellent)
- Access to over 1,200 airport lounges worldwide through the Global Lounge Collection.
- Earn 5x Membership Rewards® Points on flights booked directly with airlines or with American Express Travel.
- Receive up to $200 in Uber credits annually.
- Enjoy elite status with Hilton Honors and Marriott Bonvoy.
- Up to $200 airline fee credit for incidental charges at one selected airline.
Capital One VentureOne Rewards Credit Card
Our Rating:
4.1
Rewards Rate
5 Miles
5 Miles per dollar on hotels and rental cars booked through Capital One Travel
1.25 Miles
1.25 Miles per dollar on every purchase, every day
Intro offer
20,000 miles
Annual fee
$0
Regular APR
19.99% - 29.99% variable
at Capital One's secure site
Recommended credit
670-850 (Good to Excellent)
- Earn unlimited 1.25x miles on every purchase.
- No annual fee.
- 0% introductory APR on purchases for the first 12 months.
- Earn a one-time bonus after meeting minimum spending requirements.
- Transfer miles to over 10+ travel loyalty programs.
American Express® Gold Card
Our Rating:
4.9
Rewards Rate
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
3X
Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
2X
Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
60,000 points + earn up to $100 back
Annual fee
$325
Regular APR
See Pay Over Time APR
at American Express's secure site
Recommended credit
670-850 (Good to Excellent)
- Earn 4x Membership Rewards® Points at restaurants, including takeout and delivery.
- Earn 4x points at U.S. supermarkets (on up to $25,000 per year).
- Receive up to $120 in dining credits annually at select restaurants.
- Earn 3x points on flights booked directly with airlines or on amextravel.com.
- No foreign transaction fees.
Citi Strata Premier℠ Card
Our Rating:
4.6
Rewards Rate
10X
Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
3X
Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
1X
Earn 1 Point per $1 spent on all other purchases
Intro offer
70,000 bonus points
Annual fee
$95
Regular APR
21.24% - 29.24% variable
at Citi's secure site
Recommended credit
670-850 (Good to Excellent)
- Earn 3x points on air travel and hotels.
- Earn 2x points at restaurants and on entertainment.
- Earn 1x point on all other purchases.
- Points do not expire and there is no limit to the number of points you can earn.
- Redeem points for travel, gift cards, or cash back.
Bank of America® Travel Rewards Credit Card
Our Rating:
4.1
Rewards Rate
1.5X
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
Intro offer
25,000 points
Annual fee
$0
Regular APR
19.24% - 29.24% Variable APR on purchases and balance transfers
at Bank of America's secure site
Recommended credit
670-850 (Good to Excellent)
- Earn unlimited 1.5x points on all purchases.
- No annual fee.
- No foreign transaction fees.
- 0% introductory APR for the first 12 billing cycles on purchases.
- Redeem points for travel, cash back, or gift cards.
Chase Sapphire Reserve®
Our Rating:
5.0
Rewards Rate
10x
Earn 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠.
5x
Earn 5x total points on flights through Chase Travel℠.
3x
Earn 3x points on other travel and dining.
1x
Earn 1 point per $1 spent on all other purchases.
Intro offer
60,000 bonus points
Annual fee
$550
Regular APR
22.49% - 29.49% variable
at Chase's secure site
Recommended credit
740-850 (Excellent)
- Earn 3x points on travel and dining.
- 50% more value when redeeming points for travel through Chase Ultimate Rewards.
- $300 annual travel credit as reimbursement for travel purchases.
- Access to Priority Pass™ Select airport lounges.
- Comprehensive travel and purchase protections.
Capital One Venture X Rewards Credit Card
Our Rating:
5.0
Rewards Rate
10 Miles
10 Miles per dollar on hotels and rental cars booked through Capital One Travel
5 Miles
5 Miles per dollar on flights booked through Capital One Travel
2 Miles
2 Miles per dollar on every purchase, every day
Intro offer
75,000 miles
Annual fee
$395
Regular APR
19.99% - 29.99% variable
at Capital One's secure site
Recommended credit
740-850 (Excellent)
- Earn 10x miles on hotels and rental cars booked through Capital One Travel.
- Earn 5x miles on flights booked through Capital One Travel.
- Receive up to $300 annual travel credit for bookings through Capital One Travel.
- Earn 2x miles on all other purchases.
- Enjoy unlimited access to Capital One Lounges and Priority Pass™.
Discover it® Miles
Our Rating:
4.1
Rewards Rate
1.5X
Automatically earn unlimited 1.5x Miles on every dollar of every purchase.
Intro offer
Discover Match®
Annual fee
$0
Regular APR
18.24% - 28.24% variable
at Discover's secure site
Recommended credit
670-850 (Good to Excellent)
- Earn unlimited 1.5x miles on all purchases.
- No annual fee.
- Miles never expire.
- Match all the miles earned at the end of the first year automatically.
- Redeem miles as a statement credit for travel purchases or cash back.
Chase Freedom Unlimited®
Our Rating:
5.0
Rewards Rate
5%
Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more.
3%
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service.
1.5%
1.5% cash back on all other purchases.
Intro offer
Up to $300 cash back
Annual fee
$0
Regular APR
20.49% - 29.24% variable
at Chase's secure site
Recommended credit
670-850 (Good to Excellent)
- Earn 1.5% cash back on all purchases.
- Earn 5% cash back on travel purchased through Chase Ultimate Rewards.
- Earn 3% cash back on dining and drugstore purchases.
- No annual fee.
- Combine rewards with other Chase Ultimate Rewards cards for greater value.
Wells Fargo Autograph Journey℠ Card
Our Rating:
3.9
Rewards Rate
5X
Earn unlimited 5X points on hotels
4X
Earn unlimited 4X points on airlines
3X
Earn unlimited 3X points on other travel and restaurants
1X
Earn 1X points on other purchases
Intro offer
60,000 bonus points
Annual fee
$95
Regular APR
21.24%, 26.24%, or 29.99% Variable APR
at Wells Fargo's secure site
Recommended credit
670-850 (Good to Excellent)
- Earn unlimited 3x points on gas, transit, travel, and select streaming services.
- No annual fee.
- Earn 1x points on all other purchases.
- Redeem points for travel, cash back, gift cards, and more.
- 0% introductory APR for the first 12 months on purchases.
Wells Fargo Autograph℠ Card
Our Rating:
4.2
Rewards Rate
3X
Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans.
1X
Earn 1X points on other purchases
Intro offer
20,000 bonus points
Annual fee
$0
Regular APR
20.24%, 25.24%, or 29.99% Variable APR
at Wells Fargo's secure site
Recommended credit
670-850 (Good to Excellent)
- Earn unlimited 3x points on gas, transit, travel, and select streaming services.
- No annual fee.
- Earn 1x points on all other purchases.
- Redeem points for travel, cash back, gift cards, and more.
- Comprehensive travel and purchase protections.
Bank of America® Premium Rewards® credit card
Our Rating:
4.4
Rewards Rate
2X
Earn unlimited 2 points for every $1 spent on travel and dining purchases.
1.5X
Earn unlimited 1.5 points for every $1 spent on all other purchases.
Intro offer
60,000 points
Annual fee
$95
Regular APR
21.24% - 29.24% Variable APR on purchases and balance transfers
at Bank of America's secure site
Recommended credit
670-850 (Good to Excellent)
- Earn unlimited 2x points on travel and dining purchases.
- Earn 1.5x points on all other purchases.
- Receive up to $200 in combined airline incidental and travel statement credits.
- No foreign transaction fees.
- Access to various travel and purchase protections.
Credit One Bank Wander® Card
Our Rating:
2.8
Rewards Rate
10X
Earn 10x points on eligible hotels and car rentals booked through the Credit One Bank travel partner site
5X
Earn 5x points on eligible travel, dining, and gas
1X
Earn 1x points on all other purchases
Intro offer
No current offer
Annual fee
$95
Regular APR
29.74% variable
at Credit One Bank's secure site
Recommended credit
580-740 (Fair to Good)
- Earn unlimited 1x points on all purchases.
- No annual fee.
- Points can be redeemed for travel, cash back, or gift cards.
- No foreign transaction fees.
- Suitable for individuals with fair credit.
United Quest℠ Card
Our Rating:
3.9
Rewards Rate
3X
3 miles per $1 spent on United® purchases.
2X
2 miles per $1 spent on dining, select streaming services & all other travel.
1X
1 mile per $1 spent on all other purchases.
Intro offer
Earn 70,000 bonus miles
Annual fee
$250
Regular APR
21.99% - 28.99% variable
at Chase's secure site
Recommended credit
670-850 (Good to Excellent)
- Earn 3x miles on United purchases.
- Earn 2x miles on dining, select streaming services, and all other travel.
- Earn 1x miles on all other purchases.
- Two 5k-mile anniversary award flight credits.
- Up to $125 in statement credits for United purchases each anniversary year.
Frequently Asked Questions
Using a travel credit card, you earn rewards on your daily purchases that you can redeem in favor of travel expenses. Some travel credit cards can even help you earn free nights at specific hotels in different countries.
Travel rewards are typically earned in the form of points or miles for every dollar spent on the card. These rewards can then be redeemed for travel expenses through the card issuer's travel portal or transferred to airline and hotel loyalty programs.
Many travel credit cards come with annual fees, which can range from modest to quite high, depending on the card's benefits. However, some cards with annual fees offer enough perks and rewards to offset the cost.
Our Methodology And Research
Analyzed
Criteria Used
Rates and fees, rewards rates, sign-up bonuses, redemption options, credit needed, miscellaneous benefits, customer service, security, ease of application.