Hotel Credit Cards
Best Hotel Credit Cards of November 2024
Whether you’re a frequent or a first-time traveler, finding an excellent hotel credit card can make all the difference. In fact, it can enhance your overall experience. But the thing is, dozens of credit cards offer great benefits, and you can’t purchase all. You’ll have to select one based on your financial requirements and lifestyle. If this situation sounds familiar, you’re at the right place. At Credit Card Ease, we offer helpful information related to credit cards to help our readers make well-informed decisions.
The best hotel credit cards of 2024 that we have listed here offer a comprehensive range of perks, from free nights to substantial points. The companies mentioned do not pay us in exchange for presenting their cards. These reviews are based on our experts’ opinions, which they have formed after serving the industry for many years. Before you select a card, make sure you possess all the details. It’s a crucial decision that you must not take lightly.
So, read on to find the perfect credit card that aligns with your financial goals and traveling style.
Our Top Recommendations Based on Your Preferences
2024 Yearly Edition: The Best Hotel Credit Cards
Hilton Honors American Express Card
Our Rating:
4.3
Rewards Rate
7X
Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
5X
Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
3X
Earn 3X Points for all other eligible purchases on your Card.
Intro offer
Earn 80,000 points
Annual fee
$0
Regular APR
20.99% - 29.99% variable
at American Express's secure site
Recommended credit
670-850 (Good to Excellent)
- Earn 7X points on eligible Hilton hotel purchases.
- Earn 5X points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- Earn 3X points on all other purchases.
- Complimentary Hilton Honors Silver status.
- No annual fee.
The Platinum Card® from American Express
Our Rating:
4.8
Rewards Rate
5X
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
5X
Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Intro offer
Earn 80,000 points
Annual fee
$695
Regular APR
See Pay Over Time APR
at American Express's secure site
Recommended credit
670-850 (Good to Excellent)
Highlights
- Earn 5X points on flights booked directly with airlines or through Amex Travel.
- Earn 5X points on prepaid hotels booked through Amex Travel.
- $200 airline fee credit annually.
- Complimentary access to The Centurion Lounge, Priority Pass, and more.
- $695 annual fee.
Discover it® Miles
Our Rating:
4.1
Rewards Rate
1.5X
Automatically earn unlimited 1.5x Miles on every dollar of every purchase.
Intro offer
Discover Match®
Annual fee
$0
Regular APR
18.24% - 28.24% variable
at Discover's secure site
Recommended credit
670-850 (Good to Excellent)
- Earn unlimited 1.5X miles on every purchase.
- Discover will match all the miles you’ve earned at the end of your first year.
- Redeem miles for travel purchases or as a statement credit.
- No annual fee and no foreign transaction fees.
- 0% intro APR for 15 months on purchases.
IHG One Rewards Premier Credit Card
Our Rating:
4.6
Rewards Rate
26X
Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts.
5X
Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants.
3X
Earn 3 points per $1 spent on all other purchases.
Intro offer
Earn 5 Free Nights
Annual fee
$99
Regular APR
21.49% - 28.49% variable
at Chase's secure site
Recommended credit
670-850 (Good to Excellent)
- Earn up to 26X points at IHG Hotels and Resorts.
- Earn 5X points on travel, dining, and gas stations.
- Earn 3X points on all other purchases.
- Free night award each anniversary year.
- Complimentary IHG Platinum Elite status.
Marriott Bonvoy Brilliant® American Express® Card
Our Rating:
4.3
Rewards Rate
6X
Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®
3X
3X points at restaurants worldwide and on flights booked directly with airlines
2X
2X points on all other eligible purchases
Intro offer
Earn 95,000 Marriott Bonvoy bonus points
Annual fee
$650
Regular APR
20.99% - 29.99% variable
at American Express's secure site
Recommended credit
670-850 (Good to Excellent)
- Earn 6X points on eligible purchases at Marriott Bonvoy hotels.
- Earn 3X points at U.S. restaurants and on flights booked directly with airlines.
- Earn 2X points on all other purchases.
- $300 Marriott Bonvoy statement credit each year.
- Complimentary Marriott Bonvoy Gold Elite status.
Hilton Honors American Express Surpass® Card
Our Rating:
4.5
Rewards Rate
12X
Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
6X
Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
4X
Earn 4X Points for each dollar on U.S. Online Retail Purchases.
3X
Earn 3X Points for all other eligible purchases on your Card.
Annual fee
Earn 130,000 points
Annual fee
$150
Regular APR
20.99% - 29.99% variable
at American Express's secure site
Recommended credit
670-850 (Good to Excellent)
- Earn 12X points on eligible purchases at Hilton hotels.
- Earn 6X points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- Earn 3X points on all other purchases.
- Complimentary Hilton Honors Gold status.
- Priority Pass Select membership with 10 free lounge visits per year.
Frequently Asked Questions
A hotel credit card offers benefits related to hotel stays. Specific hotel chains often sponsor these cards and allow cardholders to earn points or rewards for purchases made at these hotels.
No, hotel credit cards and travel credit cards are not the same. Hotel credit cards offer rewards specific to hotel chains, while travel credit cards provide other travel-related benefits, such as car rentals.
It depends on the credit cards. Some charge an annual fee and offer a comprehensive range of benefits. Others do not charge a yearly fee but provide fewer benefits. Therefore, it's best to research the credit card before making a decision.
Our Methodology And Research
Analyzed
Criteria Used
Rates and fees, rewards rates, sign-up bonuses, redemption options, credit needed, miscellaneous benefits, customer service, security, ease of application.